Trick 2-Vishing (Voice Phishing)
- Scammers impersonate bank officials and call victims, claiming their KYC is outdated.
- They convince users to share OTPs, Aadhaar numbers, or banking details.
- The stolen information is used for unauthorized transactions or identity theft.
2. Woman Loses ₹4.35 Lakh in KYC Scam (2024)
Steps of the Fraud:
- Phone Call from Impersonator:
- A 48-year-old woman received a call from an individual claiming to be from her bank’s customer care, informing her that her KYC was not updated.
- Provision of Fake Link:
- The caller sent her a link and instructed her to update her KYC details through it.
- Deceptive Account Closure Threat:
- The fraudster warned that due to a low balance, her account could be closed unless she deposited ₹10,000 immediately.
- Multiple Unauthorized Withdrawals:
- After transferring ₹10,000, she noticed multiple debits totaling ₹4.35 lakh from her account.
- Reporting the Fraud:
- Realizing the deception, she filed a complaint with the police.