Trick 3- Malware Exploiting WAP Billing
- Trojan malware disguised as genuine mobile apps.
- Subscribed users to premium services without their consent.
- Bypassed security verifications like CAPTCHA.
- Directly charged users’ mobile bills without awareness.
3. Xafecopy Trojan Malware Attack (2017)

Steps of the Fraud:
- Disguised Application:
- The Xafecopy Trojan disguised itself as legitimate applications, such as battery optimization tools, and was downloaded by users.
- WAP Billing Exploitation:
- Once installed, the malware clicked on web pages with Wireless Application Protocol (WAP) billing, subscribing users to paid services without their knowledge.
- Bypassing Security Measures:
- The Trojan bypassed CAPTCHA systems to automate the process, leading to unauthorized charges billed directly to users’ mobile accounts.
- Global Impact:
- Within a month, Xafecopy infected at least 4,800 users across 47 countries, with India being the primary target.