UPI (Unified Payments Interface), Google Pay, and PhonePe are popular digital payment platforms that have made it easier for users to send money, pay bills, and transfer funds instantly. However, scammers are exploiting the convenience of these platforms to trick users into making fraudulent payments. The scam typically involves fraudsters impersonating bank representatives, customer support agents, or even friends and family members to manipulate victims into making urgent or unauthorized transfers via UPI apps like Google Pay, PhonePe, or others. These scams are often carried out through phishing, fake calls, or deceptive messages.